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From Santa Clara University’s classroom

Understand the idea.
Put it to work.

Clear answers to the finance questions that come up in class, in a first job and in real decisions. Work an example. Change an assumption. See what happens.

Find your guide

Choose a question

What are you working on?

Each guide starts with the answer, shows the work and gives you a useful next step.

12 guides to explore

Business & deals

How to build a should-cost model

Build a should-cost estimate from materials, labor, overhead and supplier margin. Try a worked example and download a free Excel template.

7 min read · Interactive example
Free template included

Business & deals

Financial due diligence: a practical checklist

Understand quality of earnings, EBITDA adjustments, net debt and the working-capital peg. Follow a worked purchase-price bridge and a diligence checklist.

8 min read · Interactive example

Real estate

Real estate waterfalls: preferred return, catch-up and promote

See how a GP/LP waterfall allocates profit. Compare an 8% preferred return with and without a GP catch-up in a clear, interactive example.

7 min read · Interactive example

Real estate

Gross vs. modified gross vs. NNN leases

Compare gross, modified gross, triple net and absolute net commercial leases. See who pays operating costs and calculate total occupancy cost.

6 min read · Interactive example

Real estate

California property tax for a new homebuyer

Understand reassessment, supplemental property tax bills and the costs a mortgage payment leaves out. Includes a California buyer example and official sources.

7 min read · Interactive example

Accounting & AI

SaaS bookings vs. billings vs. revenue vs. cash

Follow a $12,000 SaaS contract through bookings, invoices, revenue, cash, receivables and deferred revenue. Includes an interactive monthly timeline.

7 min read · Interactive example

Accounting & AI

SOX vs. SOC 2: what is the difference?

Compare SOX financial-reporting controls with SOC 2 service-organization assurance, including SOC 1, Type 1 and Type 2 and practical next steps.

5 min read · Practice check

Accounting & AI

How to write a technical accounting memo

Use a practical technical accounting memo template: facts, issue, authoritative guidance, analysis, alternatives, conclusion, entries and review evidence.

6 min read · Practice check
Free template included

Accounting & AI

Build a 13-week cash flow forecast with AI support

Build a weekly cash forecast from receipts and payments. Download a free Excel template, test a late collection and use AI for grounded commentary.

7 min read · Interactive example
Free template included

Business & deals

SAFE dilution: understand the ownership you sell

Follow a post-money SAFE through a simplified cap table and a later priced round. Understand valuation caps, option pools and dilution with a worked example.

6 min read · Interactive example

Pay & careers

Is $100K a good salary in the Bay Area?

Translate a $100,000 Bay Area salary into hourly pay and a realistic monthly budget. Compare household costs, benefits, saving and career tradeoffs.

6 min read · Interactive example

Pay & careers

CPA vs. CFA vs. MBA: which fits your career?

Compare the CPA license, CFA charter and MBA degree by career, requirements and next steps. Includes California’s 2027 CPA transition and SCU resources.

8 min read · Practice check

Not sure where to begin?

A question is a good starting point.

Use a short answer to get oriented, a guide to practice, and a course to build the full foundation.

  1. 01
    Get a clear answer

    Salary, cash flow, valuation and real estate explained in plain language.

  2. 02
    Test your assumptions

    Use a calculator to see what changes when the inputs change.

  3. 03
    Choose a learning path

    Start with the right course for your level and the work you want to do.

  4. 04
    Build a career plan

    Explore SCU clubs, local resources, pay, skills and credentials.

The examples are fictional and the assumptions are visible. Each guide links to its sources and related learning tools. This is Devon Coombs’s independent educational resource, not an official Santa Clara University advising service.